With hundreds of thousands of worker’s compensation applications filed every year, it adds up to a lot of policy benefits being paid. In addition, with such a large number of claims filed, it can be tough to spot the ones that are questionable or falsified. Here are a few tips to help you identify fraudulent claims and protect your business from unnecessary worker’s compensation premium increases.
Educate Your Employees On Worker’s Compensation Policies Read More»
If you’ve suffered an injury or illness that has left you temporarily unable to work, you may be running out of paid vacation or sick days and wondering what will happen next. For those whose employers offer short term disability insurance as a fringe benefit, additional time off work may be partially or fully paid even after your sick leave is exhausted. Some employers even offer long term disability insurance to provide additional financial protection against extended illness or disability. Read More»
Some people have negative views of prenuptial agreements; however, they are not always a bad thing. In fact, there are times when you could almost consider them necessities before a marriage takes place. Prenuptial agreements are designed to protect the spouses involved. You may want to insist on a having a prenuptial agreement if you own your own business, if you are getting married for the second time, or if you are marrying someone who has a lot of debt. Read More»
There’s no doubt about it: Healthcare is expensive. Whether you have a high-deductible medical insurance plan or you don’t have insurance at all, it’s not uncommon to struggle with medical bills. In fact, over 20 percent of American adults have trouble paying off their doctor’s bills, surgeries and other healthcare expenses. If you find yourself in the position of not being able to afford a bill from your doctor, a hospital or surgery center, there are some steps you can take to regain your financial footing. Read More»
As technology continues to advance, it is becoming easier to avoid being involved in an auto accident. Many cars are now manufactured with safety features known as “crash avoidance technologies” that help drivers avoid collisions with other vehicles and obstacles in the roadway. When buying your next car, consider choosing one that includes any of the following crash avoidance technologies to prevent unnecessary auto accidents and injuries.
Adaptive Headlights
Adaptive headlights help drivers avoid accidents because they’re designed to keep the directional path of the vehicle well lit. Read More»
